TERMS OF SERVICE

Effective Date: August 26, 2026

These Terms of Service ("Terms") govern your use of thornrock.com and related online services operated by Thornrock LLC ("Thornrock," "we," "us," or "our"). By using the website, you agree to these Terms. If you do not agree, do not use the website.

INFORMATIONAL PURPOSES ONLY

Website content is provided for general informational purposes only. It is not legal, tax, accounting, investment, valuation, or other professional advice; a recommendation; an offer to sell; or a solicitation to buy any security or financial product. Information may be incomplete, change without notice, or contain errors. You should consult qualified advisers before acting.

NO CLIENT OR ADVISORY RELATIONSHIP

Using the website, submitting information, scheduling a meeting, or communicating with Thornrock does not create a client, fiduciary, investment-advisory, broker-dealer, or other professional relationship. Any engagement requires a separate written agreement.

SECURITIES DISCLOSURE

Securities are offered through Finalis Securities LLC, Member FINRA/SIPC. Thornrock is not a registered broker-dealer. Finalis Securities LLC and Thornrock are separate, unaffiliated entities. Nothing on this website constitutes an offer or commitment to provide financing or complete a transaction.

ELIGIBILITY AND ACCEPTABLE USE

You may use the website only for lawful purposes. You may not interfere with security or operation; attempt unauthorized access; introduce malicious code; scrape or copy content through automated means except as permitted by law; impersonate another person; submit false or misleading information; or use the website to violate any law or third-party right.

INTELLECTUAL PROPERTY

The website and its text, graphics, designs, logos, photographs, software, and other content are owned by or licensed to Thornrock and protected by applicable intellectual-property laws. You may view and print reasonable portions for personal, noncommercial use. No other license is granted.

COMMUNICATIONS AND SMS TERMS

If you separately provide consent, Thornrock may send promotional or informational calls or text messages to the number provided, including through automated technology. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe and HELP for help. Carriers are not liable for delayed or undelivered messages. You represent that you control the number provided and will notify us if it changes.

You may withdraw SMS consent at any time by replying STOP. We may send one final confirmation of the opt-out. For assistance, reply HELP, email [email protected], or call (346) 534-6166.

PRIVACY

Our Privacy Policy explains our information practices and is incorporated into these Terms. Mobile information, SMS opt-in data, and consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.

THIRD-PARTY SERVICES AND LINKS

The website may contain links to third-party services. Thornrock does not control and is not responsible for their availability, content, security, or practices. Your use of third-party services is subject to their terms and policies.

DISCLAIMER OF WARRANTIES

To the fullest extent permitted by law, the website is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, title, or non-infringement.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Thornrock and its affiliates, personnel, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, or business interruption arising from or relating to the website. Rights that cannot lawfully be limited remain unaffected.

INDEMNIFICATION

You agree to indemnify and hold harmless Thornrock and its affiliates and personnel from claims, losses, liabilities, costs, and expenses arising from your unlawful misuse of the website or violation of these Terms.

GOVERNING LAW

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute will be brought in a court of competent jurisdiction in Texas, unless applicable law requires otherwise.

CHANGES

We may update these Terms periodically. The Effective Date above indicates when they were last revised. Continued use after an update constitutes acceptance of the revised Terms.

CONTACT

Questions about these Terms may be sent to [email protected] or directed to Thornrock LLC at (346) 534-6166.