Free Financing Assessment
Our Process

From financials to funded, in three steps.

A disciplined, institutional-grade process with one team accountable from the first review to closing.

What happens at each step — and what you get from it.

01

Free Financing Assessment

No cost · No obligation · [5–10 business days]

What we do

  • Review historical financials and projections
  • Analyze collateral and existing debt
  • Size the financing against your plan and outline structures
  • Identify the lender categories that fit your plan and what each will expect

What you provide

  • [2–3 years of financial statements]
  • [Year-to-date results and projections]
  • [Current debt schedule]
  • Use of funds and timing

What you receive

  • A debt-capacity range for your plan
  • The structures that fit it
  • A lender-readiness review: gaps to close before you go to market
  • A clear recommendation on next steps
02

Lender Placement

[3–6 weeks]

What we do

  • Prepare the credit memorandum and model
  • Build a targeted lender list with you
  • Manage NDA-governed outreach and lender Q&A
  • Negotiate terms on your behalf

What you provide

  • Management time for lender calls
  • Responses to diligence questions
  • Approval of the lender list

What you receive

  • Term sheets from the lenders best suited to your plan
  • A side-by-side comparison of terms and lenders
  • Our recommendation
03

Select, Close & Fund

[30–60 days]

What we do

  • Coordinate confirmatory diligence
  • Work with your counsel on documentation
  • Manage conditions to closing
  • Coordinate funding

What you provide

  • Your choice of term sheet
  • Legal counsel
  • Closing deliverables

What you receive

  • A closed facility on negotiated terms
  • Funding at closing

Common questions

Does the Financing Assessment cost anything?

No. There is no fee, and no obligation to engage Thornrock afterward.

Are you a lender?

No. We are an advisor. We represent you, the borrower, place your financing with the lenders best suited to it, and negotiate terms on your behalf.

How is Thornrock paid?

We are paid a success fee after your financing closes and is funded. The Financing Assessment is free.

Will lenders contact me directly?

Only with your approval. Outreach is controlled, and lenders sign NDAs before they receive confidential information.

What size companies do you work with?

Middle-market companies raising $10M to $1B, in the U.S. and around the world.

Is financing guaranteed?

No. All financing is subject to lender due diligence and credit approval. Our role is to prepare your company, place it with the right lender and negotiate on your behalf.

Step one costs nothing. Find out how to fund your next milestone.

Get Your Free Financing Assessment